Prime American Credit

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Any Purchase loans made easy
Cash Straight To Your Bank.

With Advanced AI-Algorithms
Your loan is 2 minutes away

$

Or select a common loan amount:

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Step 1 of 7

Personal Information

First Name

Last Name

Email

Mobile Phone

Social Insurance Number

Date of Birth

What is your home address?

Home Address

ZIP Code

Home Address 2 (optional)

City

State

How long have you lived here?

Employment Information

Are you employed?

Employer Name

Employer Phone

Pay Frequency

Are you in the military?

Time Employed

Driver's License

Driver's License Number

Issuing State

Where would you like your loan deposited?

Bank Name

Card Number

Exp. Date

CVV

I authorize a $0.01 verification charge to my card.

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Application Declined

Unfortunately, your application was declined.
However, our partners are ready to offer you a loan!

LendingG

Up to $99,000 • Fast Approval

Biz2Credit

Bad Credit OK • Same Day

Ondeck

No Credit Check • Instant

Lendio

Flexible Terms • 24/7

Lendzi

High Approval Rate

LendingTree

Quick Cash • Easy

AmericanPrime is not a lender. We connect consumers with third-party lenders. All loan terms, approval amounts, and interest rates are determined by the lender.

The website collects personal information provided by you and forwards it to partners in our lender network. You are under no obligation to use this website or service to initiate, contact, nor apply for credit or any loan product with any service provider or lender. Loan amounts vary from $500 and $35,000 but not all lenders can provide up to $35,000. Providing your information on the website does not guarantee you will be approved for a loan or credit product.

Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. If you have any questions, contact your lender directly for details, questions, or concerns regarding your loan or credit product. Short-term cash loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution.

This service and lenders are not available in all states. Lenders may perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union or may perform alternative credit checks or consumer reports through alternative providers. By submitting your request, you acknowledge, agree, and authorize that (a) your information may be sent to lenders and/or third-party partners on your behalf, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness.

Copyright © 2015 - 2025 Prime American Credit - all rights reserved

Privacy Policy | Terms of Use

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Disclosures

Advertiser Disclosure

This website provides its services free of charge. In order for us to provide a free service to you, we may receive compensation from third-party advertisers. This compensation may affect the manner in which certain products or services may be displayed throughout our website. Please note that not all financial service products or services are available through this website.

Requested Loan Amount Disclosure

You may be presented with a loan amount from our Network Partner that is higher or lower than your requested loan amount.

Ai Enhanced Probability

The percentage displayed is determined by a combination of factors, including but not limited to, time and date of submission, available lenders or offers, the frequency of your requests, and if you are a first-time applicant. Of course, nothing is certain since each submission is considered on a case-by-case basis. AI models are incorporated in increasing this percentage. The percentage moves down significantly if you have submitted more than once within the past 30 days.

About Us

Prime American Credit connects you with trusted lenders across Canada.

We help you get fast funding from $300 to $35,000, even with less-than-perfect credit.

Our AI-powered system matches you with the best offers in seconds.

Terms & Conditions

Last Updated: November 06, 2025

1. Agreement

By using americanprime.online (the “Site”) or our services (the “Services”), you agree to these Terms of Use and our Privacy Policy.

You must be 18+ and a U.S. resident. If you don’t agree — leave now.

2. We Are Not a Lender

Prime American Credit is a marketplace. We connect you with third-party lenders (“Network Partners”). We do **not** lend, approve, or guarantee anything.

By submitting a request, you authorize us to share your info with lenders to get you offers.

3. Consent to Share & Contact

You agree:

We can pull your credit report (soft or hard) via Experian, TransUnion, Equifax, etc.
We can share your data with lenders, affiliates, and service providers.
You’ll get calls, texts, emails — even if on Do-Not-Call lists — using auto-dialers or pre-recorded messages.
Standard rates apply. Message & data rates may apply.

Want to stop? Email support@americanprime.online

4. Electronic Consent (E-SIGN)

You agree to receive all disclosures, agreements, and notices electronically (email, SMS, website). This satisfies any legal “writing” requirement.

Withdraw consent? Email us — but it may delay your request.

5. Tribal Lenders Warning

You may be matched with tribal lenders. They may charge higher rates and fees. Loans may not follow state laws. Read all terms before accepting.

6. No Guarantees

We do **not** guarantee:

You’ll get a loan
The amount, rate, or terms
Any lender will contact you

Offers depend on lender criteria. We may get paid per lead.

7. Your Responsibilities

You promise your info is true and accurate. Fake data = ban + legal action.

8. Disclaimers

Site is “AS IS”. No warranties. We’re not liable for:

Lender actions
Loan denials
Delays or errors
Data breaches beyond our control

Max liability: $100.

9. Indemnification

You’ll cover our losses if you break these Terms or misuse the Site.

10. Arbitration (No Class Actions)

All disputes go to binding individual arbitration in Los Angeles, CA under AAA rules. No jury. No class actions.

You have 1 year to file a claim.

11. California Users

Complaints? Contact:
CA Dept. of Consumer Affairs
1625 N Market Blvd, Sacramento, CA 95834
(800) 952-5210

12. Changes

We can update these Terms. “Last Updated” date changes. Keep checking. Continued use = acceptance.

13. Contact

Email: support@americanprime.online
Phone: 1-800-952-3256
Mon–Fri, 9AM–6PM EST

Contact Us

Email: support@americanprime.online

Phone: 1-800-952-3256

Hours: Mon–Fri, 9AM–6PM EST

Privacy Policy

Last Updated: November 06, 2025

1. Introduction

You are visiting a website owned and operated by Prime American Credit (“Prime American Credit”, “we”, “us”, or “our”). We value your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, store, share, and protect your information when you interact with our website and services.

This Privacy Policy applies to americanprime.online and all related digital properties (the “Site” or “Website”), as well as all services offered through it (the “Services”). By using the Site or Services, you agree to this Privacy Policy. If you do not agree, please do not use our Site or Services.

We may update this Privacy Policy from time to time. We will update the “Last Updated” date above. We encourage you to review this page periodically. For questions, contact us at support@americanprime.online.

2. Information We Collect

Personally Identifiable Information (PII) – Information that can identify you, including:

Full name, email, phone number, mailing address
Date of birth, Social Insurance Number (SIN)
Driver’s license or government ID
Employment details (employer, income, pay frequency)
Banking info (routing/account numbers)
Credit card details (for verification)
Financial preferences and history

Non-Personally Identifiable Information (Non-PII) – Anonymous data like:

IP address, browser type, device info
Pages visited, time spent, clicks
Referring site, geolocation (approximate)

Sensitive Information (SIN, bank details, ID numbers) is encrypted and access-restricted.

3. How We Collect Information

You Provide Directly: Via forms, chat, phone, or email.
Third-Party Sources: Credit bureaus, data providers, lenders.
Automatically: Cookies, pixels, Google Analytics, Meta Pixel, Anura, TrustedForm.

4. Cookies & Tracking

We use cookies, web beacons, and analytics tools (Google Analytics, Meta Pixel, Hotjar, etc.) to:

Improve site performance
Track user behavior
Show relevant ads
Prevent fraud

You can disable cookies in your browser or use opt-out tools:

Google Analytics Opt-Out
Meta Ad Settings

5. How We Use Your Information

We use your data to:

Process your loan request
Match you with lenders
Verify identity and prevent fraud
Improve our site and services
Send marketing (email, SMS, calls) — even if on Do-Not-Call lists
Comply with laws

6. How We Share Your Information

By submitting a request, you authorize us to share your info with:

Lenders & Network Partners (to get you offers)
Service Providers (hosting, analytics, fraud detection)
Marketing Partners (Google, Meta, etc.)
Government/Law Enforcement (if required)

You consent to SMS, calls, and emails — even on DNC lists.

7. Data Security

We use SSL encryption, firewalls, and access controls. But no system is 100% secure. You submit data at your own risk.

8. Third-Party Links

We are not responsible for privacy on external sites (lenders, partners, etc.). Review their policies.

9. Your Consent to Contact

By applying, you agree to receive calls, texts, and emails from us and partners — even if on Do-Not-Call lists.

Want to stop? Email support@americanprime.online

10. Children Under 18

Our site is not for users under 18. We do not knowingly collect data from minors.

11. California Residents (PIPEDA)

You have the right to:

Know what data we collect
Request deletion
Opt out of data “sale” (sharing with lenders)
Non-discrimination

Opt-Out: Email support@americanprime.online

Note: Opting out may prevent us from connecting you with loan offers.

12. Other State Privacy Laws

Residents of NV, VA, CO, CT have similar rights. Contact us to exercise them.

13. Do Not Track

We do not respond to browser “Do Not Track” signals.

14. Contact Us

Email: support@americanprime.online
Phone: 1-800-952-3256
Hours: Mon–Fri, 9AM–6PM EST

Terms of Use

Last Updated: November 06, 2025

1. Agreement

By using americanprime.online (the “Site”) or our services (the “Services”), you agree to these Terms of Use and our Privacy Policy.

You must be 18+ and a U.S. resident. If you don’t agree — leave now.

2. We Are Not a Lender

Prime American Credit is a marketplace. We connect you with third-party lenders (“Network Partners”). We do **not** lend, approve, or guarantee anything.

By submitting a request, you authorize us to share your info with lenders to get you offers.

3. Consent to Share & Contact

You agree:

We can pull your credit report (soft or hard) via Experian, TransUnion, Equifax, etc.
We can share your data with lenders, affiliates, and service providers.
You’ll get calls, texts, emails — even if on Do-Not-Call lists — using auto-dialers or pre-recorded messages.
Standard rates apply. Message & data rates may apply.

Want to stop? Email support@americanprime.online

4. Electronic Consent (E-SIGN)

You agree to receive all disclosures, agreements, and notices electronically (email, SMS, website). This satisfies any legal “writing” requirement.

Withdraw consent? Email us — but it may delay your request.

5. Tribal Lenders Warning

You may be matched with tribal lenders. They may charge higher rates and fees. Loans may not follow state laws. Read all terms before accepting.

6. No Guarantees

We do **not** guarantee:

You’ll get a loan
The amount, rate, or terms
Any lender will contact you

Offers depend on lender criteria. We may get paid per lead.

7. Facebook & Meta Pixel

We use the Meta Pixel to measure ad performance and show you relevant ads across Facebook, Instagram, and the web. By using this Site, you consent to Meta’s data practices. Learn more.

8. Your Responsibilities

You promise your info is true and accurate. Fake data = ban + legal action.

9. Disclaimers

Site is “AS IS”. No warranties. We’re not liable for:

Lender actions
Loan denials
Delays or errors
Data breaches beyond our control

Max liability: $100.

10. Indemnification

You’ll cover our losses if you break these Terms or misuse the Site.

11. Arbitration (No Class Actions)

All disputes go to binding individual arbitration in Los Angeles, CA under AAA rules. No jury. No class actions.

You have 1 year to file a claim.

12. California Users

Complaints? Contact:
CA Dept. of Consumer Affairs
1625 N Market Blvd, Sacramento, CA 95834
(800) 952-5210

13. Changes

We can update these Terms. “Last Updated” date changes. Keep checking. Continued use = acceptance.

14. Contact

Email: support@americanprime.online
Phone: 1-800-952-3256
Mon–Fri, 9AM–6PM EST